Sunday, April 28, 2013

Weekly Spending - 4/21/13 - 4/27/13


I'm going to try doing a post every week that features how much I've spent and what exactly I've spent it on (to a certain amount of detail). I feel like being able to stare my finances right in the face will help me cut down on my spending, so I can put that money towards my ultimate goal: paying off all these stupid loans!

At the end of each month, I will try to do a summary to see how much money is actually being used for things other than my necessary bills. Without any further interruption, I will post my spending for this week:

Sunday 4/21:

$13 - Gas
$38 - Concert Tickets

Monday 4/22:

None

Tuesday 4/23:

None

Wednesday 4/24:

None

Thursday 4/25:

$25 - Doctor's Office Visit Co-Pay

Friday 4/26:

None

Saturday 4/27:

None

Total Week Spending: $76


Seems like I've definitely picked a good week to start doing this! Lately I've really been trying to cut back on going out for lunch, dinner, etc and instead seeing if friends just want to hang out at their place which can still be a great time!

The gas cost was from visiting my girlfriend and the return trip. The concert tickets are for in May and for only $18 (plus fees) each, I couldn't pass them up. The doctor's visit was a bill I finally got mailed to me from back in March when I had a cold that I just couldn't seem to kick. I wasn't sure how much I would be paying with my new insurance, it was the first time I had been to the doctor's since having my own insurance. I'm pretty happy with my spending this week - I kept it low and I'm hoping this kind of week will actually be on the high end for a normal week!

Photo Credits for this post: Veezzle

2 comments:

  1. I think you are off to a good start! We still keep track of almost everything we spend on a monthly basis. I think having some accountability and transparency will help keep you motivated! I checked out your other pages and what is your projected timeline for paying off all the student loans? I'm impressed that are you are already throwing tons of money at them now.

    ReplyDelete
    Replies
    1. Thanks! I fully agree with you that being able to see my spending right in front of me may help prevent any impulse buys or at least make me think about the purchase to make sure I really need it first.

      I was actually working on a post dealing with just that - I'm hoping for them to be completely paid off in 4-5 years and the plan is just that, throw as much money as possible at the loans. After realizing how much money I'm losing to interest I definitely realized that $1000 a month is TOO conservative for my current situation.

      Delete