Frugal Tips: Bing Rewards Review

I had mentioned in my previous weekly spending post that I had made a purchase off of Amazon, and I had a $5 gift card to make this even cheaper. I'm going to give you a tip on how exactly I managed to get this gift card, and how I keep a constant supply of these coming in while doing nothing out of my ordinary routine and taking only a few minutes or less of your extra...

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Posted in Frugal

Weekly Spending - 5/19/13 - 5/25/13

It's that time of the week once again...let's see how I did! My weekly spending for this week consists of the following: Sunday 5/19: None Monday 5/20: Charcoal Chimney Starter - $12 - $5 Amazon GC = $7 Tuesday 5/21: None Wednesday 5/22: Gas - $20 Thursday 5/23: Car Repairs - $300 Friday 5/24: None Saturday 5/25: None Total Week Spending: $327 This week was...

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Posted in Weekly Spending

Putting Your Wallet in Your Back Pocket

You might read this post title and think I'm trying to come up with some clever expression, but that is not the case here. I am literally talking about putting your wallet in your back pocket. This might be slightly off topic from my normal blog topics, but I had to share my new found knowledge with you! And hey, some of your money does have to go into your wallet doesn't...

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Student Loan Progress - May 2013

For some reason I was looking forward to making progress on my student loans this month, instead of just hiding from them. I couldn't wait to throw a huge amount of money at it, and show you and myself that progress can be made and that progress can hopefully be made quickly too. Now don't get me wrong though, I definitely was not looking forward to the parting with my money! Let's dive right into...

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Posted in Student Loans

Weekly Spending - 5/12/13 - 5/18/13

It's that time of the week once again...let's see how I did! My weekly spending for this week consists of the following: Sunday 5/12: Mother's Day Dinner - $15 Monday 5/13: None Tuesday 5/14: None Wednesday 5/15: None Thursday 5/16: Gas - $17 Friday 5/17: Train Tickets - $30 Saturday 5/18: Parking - $10 Total Week Spending: $72 My total spending for this week...

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Posted in Weekly Spending

Recent Student Loan Developments in the News

Recently there have been some developments regarding student loans in the news dealing with both the current and future interest rates. The current rates for subsidized student loans are 3.4% and unsubsidized loans are locked in at 6.8%, with many private loans coming in at rates even higher than this. Right now the 3.4% interest rate loans are set to double as of July 1,...

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Posted in Debt, Student Loans

Weekly Spending - 5/05/13 - 5/11/13

It's that time of the week once again...let's see how I did! My weekly spending for this week consists of the following: Sunday 5/05: Mother's Day Gift - $12 Oil - $6 Monday 5/06: Gas - $20 Tuesday 5/07: None Wednesday 5/08: None Thursday 5/09: Haircut - $20 Fundraiser - $10 Friday 5/10: Gas - $20 Saturday 5/11: None Total Week Spending: $88 My total spending...

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Posted in Weekly Spending

Student Loan Education

I personally believe the biggest thing that needs to be done about student loans is education about what exact these student loans mean for your life after college. I personally had no idea the extent the amount of debt I was piling up while at school or how exactly it would affect me after graduation. I definitely didn't have much knowledge on personal finance, investing,...

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Posted in Debt, Student Loans

Frugal Tips: If you have to go out to eat!

Today I'll be continuing my weekly spending posts as a summary to keep tracking of my extra spending. My weekly spending for this week consists of the following: I know, I know - you are probably reading the title and right away you are thinking that nobody HAS to go out to eat. Eating at home can be healthier because you are preparing the food yourself and you know exactly...

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Posted in Frugal

Weekly Spending - 4/28/13 - 5/04/13

Today I'll be continuing my weekly spending posts as a summary to keep tracking of my extra spending. My weekly spending for this week consists of the following: Sunday 4/28: None Monday 4/29: Gas - $10 Tuesday 4/30: None Wednesday 5/01: None Thursday 5/02: Lunch - $11 Friday 5/03: None Saturday 5/04: None Total Week Spending: $21 First of all - can't believe...

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Posted in Weekly Spending

Frugal Tips: Carpooling

It seems that one of the main things I read on personal finance and blogs dealing with frugality and saving money to tell you ditch the car when it comes to commuting. You move as close to possible to work and then use a bicycle or walk to commute. I fully agree that this can cut spending down tremendously especially when your cost of fuel plummets as well as the maintenance...

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Posted in Frugal

Unbury Me!

Now I don't know if you are like me - but if you read my first post you'd know that I hated the thought of student loans. I didn't want to look at them, I didn't want to acknowledge them, I just wanted them to go away and pretend they weren't there. Now that I have finally acknowledged them I want to establish a target of actually getting rid of them (not just by hoping...

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Posted in Debt