My blog has moved to it's own domain at www.fromdebttodreams.com. It's a bit of an upgrade :) Hope you will join me...you will be automatically transferred short...
Tuesday, August 13, 2013
FedLoan Servicing is Terrible: Part III
Posted by Debt Hater on Tuesday, August 13, 2013
I'm starting to think that this is going to be a never ending saga! I arrived home yesterday to find a letter in the mail from FedLoan Servicing about my payment for this month, so they now have even more surprises up their sleeve for me! My payment for this month is now just a grand total of $113.16 due on 08/21/2013. I'm completely shocked - I literally do not know...
Sunday, August 11, 2013
FedLoan Servicing is Terrible: Part II
Posted by Debt Hater on Sunday, August 11, 2013
I honestly still have no idea how FedLoan Servicing calculates how payments are distributed between loans, but I'm definitely trying to figure it out! My frustration with FedLoan Servicing grows as I'm still unable to find the information I'm looking for or at least some explanation of why my $600 payment (which was $257 over the minimum payment) was not able to cover all the interest. Well technically...
Tuesday, August 6, 2013
FedLoan Servicing is Terrible
Posted by Debt Hater on Tuesday, August 06, 2013
If your student loans happen to get bought by FedLoan Servicing I have one word of advice for you: run! Run far, far away! But you probably have the same stories about your loan servicing company, so is there anywhere you can actually run to? It has been nothing but headaches since I first found my loans were being bought by them from Direct Loans.
The first thing that...
Thursday, August 1, 2013
Monthly Budget Review - July 2013
Posted by Debt Hater on Thursday, August 01, 2013
I expected this month's budget to come in a little higher than I would like, and I think that is probably going to be true once we take a look at the numbers. So without further interruption here is my budget for July...
Item
Budgeted
Actual
Difference
Income
$2,920.00
$2,920.00
$0.00
Rent
-$100.00
$0.00
$100.00
Car Insurance
-$110.00
$0.00
$110.00
...
Saturday, July 27, 2013
Frugal Tips: Dorco USA Review
Posted by Debt Hater on Saturday, July 27, 2013
One of the things that I see as a necessity, but used to hate paying for was razors and razor blades. They seem so simple to make, they have been around forever, and are obviously mass produced. Yet they always seemed to cost a fortune! If you go into your local CVS or Walgreens, you may even find that the razor blades are locked up because they are so damn expensive. That...
Thursday, July 25, 2013
New Student Loan Agreement on the Horizon
Posted by Debt Hater on Thursday, July 25, 2013
It seems like Congress is finally closing in on an agreement to and while it doesn't solve the underlying problem (the easy source of money giving colleges an incentive to keep increasing tuition), they claim it will solve the problem of certain interest rates jumping from 3.4% to 6.8%.
This agreement will tie the interest rates to the market rate, or the 10-Year Treasury...
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